Ten 10 ways Senior Citizens and Disabled can stay cyber safe and secure online

In today’s digital age, online banking and services have become invaluable tools, especially for disabled and senior citizens who can now access essential services from the comfort of their homes. However, as the world becomes increasingly digital, cybercriminals view these individuals as potential targets vulnerable to sophisticated cyber-attacks, such as phishing. To ensure the safety and security of disabled and senior citizens online, here are some important tips:

1.) Stay Informed: It’s advisable for individuals in this group to stay informed about the current cyber landscape. They can achieve this by reading newspapers and other relevant materials. Additionally, they can subscribe to Google newsletters or other print media sources. This not only helps them stay updated with societal developments but also educates them about what precautions to take when faced with cyber threats.

2.) Protect Your Information: Never disclose sensitive information such as CVV numbers, OTPs, bank account details, or passwords to online banking services. Hackers can exploit this information to gain unauthorized access to your bank account and cause financial harm.

3.) Beware of Suspicious Links: Avoid clicking on links in emails or messages from unknown senders. These links may contain malware that can compromise your online activities and privacy. Always exercise caution when interacting with unfamiliar online content.

4,) Seek Trusted Financial Advice: Encourage seniors and disabled individuals to discuss their financial plans and goals with trusted sources. This helps them gain a better understanding of the offerings from different financial institutions and how they can cater to their specific needs.

5. ) Install Anti-Malware Solutions: Protect your PCs and mobile devices by installing anti-malware solutions. These tools are crucial in safeguarding against cyber-attacks and keeping your online experience secure.

6.) Prepare for Potential Fraud: Seniors and disabled individuals should pre-plan their response to potential fraud. This includes keeping contact numbers for law enforcement, as well as instructions on how to report fraudulent activities to their banks or the ombudsman. Such preparations can prevent financial losses and help educate others about fraud prevention.

7.) Beware of Tempting Offers: Stay cautious of online traps such as enticing gifts and rewards that seem too good to be true. These may be attempts to obtain sensitive information. Additionally, never trust unsolicited calls claiming that your bills are overdue or account details need to be updated. Instead, contact your financial institution or customer service to verify any such claims.

8.) Use Two-Factor Authentication: Enhance your online security by enabling two-factor authentication when conducting transactions through online banking services. This extra layer of protection helps safeguard your financial activities.

9.) Keep Software Up to Date: Regularly update your phone and PC operating systems to benefit from security patches and enhancements. Always use devices with genuine operating systems like Windows, Android, or iOS.

10.) Monitor Bank Statements: Continuously monitor your bank statements and report any discrepancies or suspicious activities to your financial institution promptly.

By following these safety measures, disabled and senior citizens can enjoy the benefits of online banking and services while protecting themselves from potential cyber threats.

Naveen Goud
Naveen Goud is a writer at Cybersecurity Insiders covering topics such as Mergers & Acquisitions, Startups, Cyber Attacks, Cloud Security and Mobile Security

No posts to display